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There are other ways to get out of debt besides through a debt consolidation loan.
Which is great news for people with bad credit who have trouble getting approved.
If you have been with the same credit union for a long time the likelihood of getting approved for a debt consolidation loan with poor credit is increased.
You qualify for a loan based on your credit history. If you are sure you have bad credit, you may want to consider improving it before you apply.
If you are not sure of your credit score, we can help you find out now, for free, with no obligation.
As we process your loan application, we’ll email you with any additional information you need to provide.
You can track the progress on your loan application through our Verification Stage system which indicates how far along we are verifying the information you submitted.
The loan is paid back with a single monthly payment at a fixed rate for a period of 24-60 months.